www.dexknows.com Are you planning a move? Call All Around Movers to take care of the hard part. We do special delivery, assist with long distance moves, and move anything from pianos to gun safes. Whether you need a heavy item relocated or help packing for a move, we can help.
Tuesday, November 29, 2011
Friday, November 25, 2011
Saving Money on Homeowner's Insurance by Having a Home Security System
Do you own your own home? If you do, do you have (and use) a home security system? If you own your own home, more often than not, your insurance company will offer discounts on your homeowner's policy if you have a home security system.
Unfortunately, during the summer months crime is on the rise, and as with most other large cities within the United States, Texas is suffering, too. Austin, Dallas, and Houston home security system installations are on the rise, as well. And because crime goes up, the price we pay for homeowner's insurance is increasing as well. If you could save money on your homeowner's insurance by having a home security system, wouldn't you consider installing one?
Most insurance companies offer rate discounts of 10% and even as much as 20% off the regular rates to homeowners who have a home security system utilizing an alarm monitoring service that monitors for break-ins, fire, and even carbon monoxide. Discount rates can vary depending on what service you choose. Quite often the savings on homeowner's insurance will more than pay for the monthly monitoring costs. If you take into consideration what your deductible would be if you had to file a claim, you might find that the cost of the monitoring system might be less of a hit to your bank account than your deductible!
Insurance companies offer these discounts to homeowners because, statistically, homes that have a home security system are four times less likely to be broken into. With the drastically reduced risk of burglaries, insurance companies have to pay fewer large claims for property that has been stolen from their policyholders, therefore passing the savings on to their security-conscious clients.
We are in tough economic times right now, but if we can all do more to protect our property and our loved ones without increasing our monthly financial obligations, it's worth looking into. With the current unemployment rate being over 10% in many areas, desperate people are turning to desperate measures and even to crime just to survive.
A burglary happens every 30 seconds in the United States. Most burglaries happen after dark and in most cases the locations rarely ever have witnesses or home security systems. We all have to do what we can to prevent becoming victims. Taking the time to do some research and find out about the alarm monitoring companies in your area can help you make the best decision for your needs.
Calling local monitoring companies to get quotes for their systems and monthly monitoring charges will give you an idea of what to expect. Once you have an idea of what a system and monitoring service will cost, call your insurance agent to see if they offer discounts for home security systems, for alarm monitoring services, for fire, and for carbon monoxide monitoring, as well.
Owning a home monitoring system also adds value to your home. Protecting your home and your loved ones by installing a home security system is your best defense against crime, fire and carbon monoxide poisoning.
Monday, November 21, 2011
Bill Perry - Everyday leadership...in case you're not the president, a CEO or a general
This presentation was part of the 2011 Public Affairs Conference: Leading in a Global Society. Do you volunteer? Are you a parent, grandparent, mentor to a younger person, caregiver, Boy or Girl Scout leader? Do you give money to a charity or help a friend or neighbor in need? When you perceive a need, do you act to address that need? Then guess what -- you are a leader! Bill Perry is a partner with Accenture, a global management consulting, technology services and outsourcing company with operations in 49 countries. With almost billion in technical services industry negotiation experience in 20+ countries, he co-leads the Negotiations Center of Excellence (CoE) which is a global operating entity. The CoE leads the negotiation and/or provides advice for Accenture's largest and most complex agreements. A much smaller but equally important responsibility, the CoE also provides negotiation and decision making training for the company's executives and lead business negotiators. Perry is an alumnus of Missouri State University. He was initially exposed to and learned from his father's leadership style as a career soldier, then by absorbing leadership lessons from school and university, the US Army and his work in corporate America. His talk will emphasize the leadership provided by ordinary people. Leaders influence others to solve problems, give back to their communities and do something to make a difference. In this address, Perry will share his personal experiences with ...
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